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| Valparaiso, IN - She was simply stunned to hear what her banker told her. "I'm really sorry Elizabeth, but I can't do any better than 3.24% on that CD. If you want to tie it up for 10 years, I can get you a little over 4%, but that's it." Lousy 4% On CD's! What's She Going To Do? Elizabeth felt betrayed. After all, she had been putting her savings in this bank for 17 years. And now that Frank was no longer here, she had to take care of everything herself. It frightened her to have to deal with taxes, and paying bills, and trying to figure out things like refinancing her house. All that was tuff enough, but then watching her monthly income sink like a brick in water, that was the last straw. "He didn't even care we had been such loyal customers all these year," thought Elizabeth. There is nothing the banker can do. "I asked him why I was still paying 15.5% on my credit card balances, when he was only willing to pay me a little better than 3% on my savings? It made me really sad to hear him say there was nothing he could do." As she stepped into her home, she was reminded of Frank everywhere she looked. "What would he do? she said to no one in particular. Elizabeth then opened the mail, and saw the statement from her stock brokerage house. She was afraid to open it, because the market had been on such a roller coaster ride that she knew her accounts were likely to be down, again. Her stock accounts went down....again! Sure enough, when she saw the balance of her IRA and mutual accounts, she got a sick feeling in the pit of her stomach. Elizabeth had to sit down and gather herself, starting at the unbelievable amount of money her accounts had lost, even worse than before! She started to cry. She said out loud to no one, "I've lost over 30% of my retirement money, and I'm too old to make it up. Way did I put money in this ridiculously risky market? I should have known better, " Then Elizabeth felt a chill go through her as if she had been pierced with an ice pick in her soul. "Oh my God. What would Frank have said if he knew I had put so much cash, the money he had worked so hard for....into a casino like the stock market? He would be so mad...."Elizabeth's mind trailed off, as she cried some more. How badly she felt for herself, and for Frank. The answer revealed itself to her! When Elizabeth sat down to read the paper, she saw an article that got her curious, and she sent for a report that was commented on in this article. The article said that there are alternatives to CD's and mutual funds that most poeple don't know about. Alternatives that were very low risk, but had the benefit of a potential high return of 12% and tax benefits to boot! Elizabeth called and requested her copy of this free report. She was hoping this was the answer she had been seeking. A couple of days later, when she opened th mail, she was excited to see the free report had arrived. Elizabeth made herself a coup of tea, and sat down at the kitchen table to take in all of the information in the report. When she finished reading, she felt comfortable for the first time since Frank passed away. She had finally learned the little known alternative to CD's her banker and broker had never told her. contact us at: HigherYieldInvesting@yahoo.com |
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